Introduction Buy Now, Pay Later (BNPL) services are changing how Dubai residents and visitors make purchases. They now offer an easy and interest-free way to split payments, especially when buying a new gadget, booking that luxurious experience, or securing travel tickets. BNPL platforms provide the flexibility to pay over installments without having to incur unnecessary credit card fees. Here is a comprehensive list of the top five Buy Now, Pay Later services in Dubai, including how to use them and their benefits.
1. Tabby
Tabby is one of the most popular BNPL platforms in Dubai. It offers flexible payment options with most brands, such as IKEA, H&M, and Namshi.
How to Use Tabby:
● Shop online or in-store at participating retailers.
● Select "Tabby" at checkout.
● Split your bill into 4 interest-free payments.
● Pay the first installment upfront and the rest over six weeks.
Benefits:
● Zero interest or hidden fees.
● Quick approval with minimal requirements.
● Seamless integration with popular brands.
2. Postpay
Postpay simplifies payments by allowing you to split purchases into equal installments without interest.
How to Use Postpay:
● Choose Postpay at checkout while shopping at partner stores like Sephora or Virgin Megastore.
● Pay the first installment immediately.
● Automatically settle the remaining amounts in two additional payments.
Benefits:
● Instant approval and hassle-free process.
● No additional fees or interest.
● Suitable for low to mid-range buying.
3. Tamara
Tamara is a very popular form of BNPL in Dubai, used extensively in fashion, travel, and electronics.
How to use Tamara:
● Shop online or in-store at their merchant partners.
● Select "Pay with Tamara" upon checkout.
● Pay in 3-4 equal installments.
● Make payments every two weeks and without any interest.
Benefits:
● It is an affordable option for making expensive purchases.
● There are no interest charges and no hidden payback terms.
● Trusted by some major retailers and e-commerce services.
4. Spotii
Spotii caters to shoppers looking for flexible payment options in the UAE.
How to Use Spotii:
● Shop at Spotii-partnered stores online or offline.
● Select Spotii as your payment option at checkout.
● Divide your total bill into 4 installments.
● Payments are automatically deducted every two weeks.
Benefits:
● No credit checks or interest fees.
● Easy integration with major online platforms.
● Suitable for fashion, beauty, and home essentials.
5. Cashew
Cashew offers hassle-free installment plans for consumers and travelers, especially for education, health, and lifestyle-related purchases.
How to Use Cashews:
● Shop at Cashew-partnered stores or websites.
● Choose Cashew at checkout and select the installment plan.
● Pay the first installment immediately.
● Pay the remaining installments according to the agreed schedule.
Benefits:
● Installment options up to 6 months.
● No interest in short-term plans.
● Accessible for high-value services such as healthcare and travel.
How to Book Tickets in Advance
Collect Your Ticket allows you to book tickets in advance for popular attractions while planning your activities in Dubai. Simply, choose Collect Your Ticket, confirm your booking, and enjoy your adventure.
Benefits of Using Buy Now, Pay Later Services
● Financial Flexibility: Spread payments over weeks or months without interest.
● Zero Credit Impact: Most BNPL providers don't require credit checks.
● Convenience: Instant approval and seamless checkout.
● Interest-Free: Unlike credit cards, BNPL services offer installment plans with no additional costs.
● Budget Management: Helps manage expenses by splitting costs into smaller payments.
Whether you are buying a luxury item, booking your dream vacation, or even securing tickets to Dubai's top attractions, Buy Now, Pay Later services make it easier to enjoy experiences while still managing your finances smartly.
